Illness and Injury
Life insurance can be affordable and easy to understand. We offer simple ways to protect yourself and the financial well-being of your family. Life events like having a baby, buying a new home, changing jobs or the sudden death of a loved one can affect your financial situation. Below are a list of common illness and injury coverage.
Disability Insurance
We offer a wide range of disability insurance coverage designed to meet a variety of personal and business needs. We are a leading provider of disability insurance for Canadians.
We provide disability coverage that's designed to help address your needs and protect your ability to earn an income from something that could be jeopardized the second a disability strikes.
Accidents and illnesses are facts of life. They could happen to anyone at any time. Did you know that:
- 1 in 3 people, on average, will be disabled for 90 days or longer at least once before age 65.
- The average length of a disability that lasts over 90 days is 2.9 years.
Critical Illness Insurance
No one plans to get sick, but when something unexpected happens, you can help yourself and your family by being financially prepared.
Critical illness insurance is designed to help financially support patients before, during and after treatment by providing a lump-sum benefit when a critical illness is diagnosed.
Long Term Care Coverage
Long-term care insurance generally covers home care, assisted living, adult daycare, respite care, hospice care, nursing home and Alzheimer's facilities. If home care coverage is purchased, long-term care insurance can pay for home care, often from the first day it is needed. It will pay for a visiting or live-in caregiver, companion, housekeeper, therapist or private duty nurse up to seven days a week, 24 hours a day (up to the policy benefit maximum).
